How to set in-game spending restrictions
Microsoft Family lets you set spending restrictions across consoles and devices.
To help limit accidental spending, you can use Xbox Series parental controls settings.
To set spending limits with Microsoft Family:
Step 1 – Open your Microsoft Family app. Or go to Settings > General > Online safety & family > Family settings and select Family on the web. You will need to enter or set a PIN to access this.
Step 2 – Select the family member you wish to set restrictions for. Then, select Spending from the top of the screen.
Step 3 – Next to Get notified about every purchase [Child] makes, turn the toggle to green (On). This will help you oversee their purchases.
Step 4 – Within Microsoft account balance, select Add money and choose an amount to add. This will allow your child to spend freely up to that amount.
Step 5 – If possible, keep credit cards off of your child’s account. Otherwise, under Credit cards, make sure to switch On the toggle next to Require approval for every purchase.